Terms and conditions

Classic credit is an AI platform of Classic Harvest Eket Multi-purpose Co-operative Society Limited, registered under Akwa Ibom State Co-operative law. This platform helps us maintain accuracy in data and transactions between users, and enables users to cooperate from anywhere: their homes, offices, or even farms, all while enjoying the same benefits offered by our portfolios.

Our services offer opportunities for every user to send/receive money to other users for free, purchase data or Airtel services, pay bills, and buy or sell shares using our AI-powered platform.

Our portfolios include various sectors such as Financial Services, Telecommunications, Real Estate, Farming, and more.

1. Acceptance of Terms

By using the Classic Credit platform, you agree to these Terms and Conditions and all related policies. If you do not agree, please do not use the platform.

2. Services Provided

Classic Credit provides the following services:

• Free money transfers between users
• Data and airtime purchases (e.g., Airtel services)
• Bill payments
• Buying and selling shares in Classic Harvest portfolios

3. User Eligibility

You must be at least 18 years of age or have the consent of a guardian to use this platform.

4. Account Security

You are responsible for maintaining the security and confidentiality of your account information. Notify us immediately if you believe your account has been compromised.

5. Fees and Charges

While money transfers between users are free, certain services such as bill payments or share trading may involve fees. These will be disclosed to you at the time of transaction.

6. User Responsibilities

By using the platform, you agree to:

• Comply with all applicable laws and regulations
• Provide accurate information during registration
• Not engage in fraudulent activities

7. Privacy and Data Protection

Your personal information is important to us. For details on how we collect, use, and protect your data, please refer to our Privacy Policy.

8. Limitation of Liability

Classic Credit is not liable for any direct or indirect damages resulting from the use of the platform. We do not guarantee uninterrupted service or data accuracy.

9. Termination

Classic Credit reserves the right to suspend or terminate your account for any violation of these Terms. Upon termination, you will no longer have access to the platform's services.

10. Changes to the Terms

We may update these Terms from time to time. Any changes will be communicated through the platform. Please review the Terms periodically to stay informed.

11. Governing Law

These Terms are governed by the laws of Akwa Ibom State, Nigeria. Any disputes will be resolved under the jurisdiction of Akwa Ibom State courts.